Appropriately compliant as a non-deposit-taking, no upfront fee direct lender, to accommodate our responsible, innovative and creative financing strategies within certain parameters - in filling the void left by traditional bank lending and in providing a crucial source of capital for small- and medium-sized businesses and other creditworthy borrowers.

Key Considerations

• Code of conduct and

• Standardised interest rate and fee disclosures

• Treating Customers Fairly

• Non-predatory lending practices

• Effective risk assessment and management

• Principles of transparency and accountability: transparent pricing and terms

• Responsible underwriting and lending

• Non-discriminatory, credit access, and fair collection practices

• Repayment Assistance Programmes