Self Regulation
Appropriately compliant as a non-deposit-taking, no upfront fee direct lender, to accommodate our responsible, innovative and creative financing strategies within certain parameters - in filling the void left by traditional bank lending and in providing a crucial source of capital for small- and medium-sized businesses and other creditworthy borrowers.
Key Considerations
• Code of conduct and
• Standardised interest rate and fee disclosures
• Treating Customers Fairly
• Non-predatory lending practices
• Effective risk assessment and management
• Principles of transparency and accountability: transparent pricing and terms
• Responsible underwriting and lending
• Non-discriminatory, credit access, and fair collection practices
• Repayment Assistance Programmes