Agribusiness

Loans

After an Agribusiness loan? Whether you're after cash for reinvestment or seeding funds or funds to kickstart your operation, GhanaStartups.org has lending options to suit your farming business needs. Agriculture is a huge part of the Ghanaian economy but comes with its own unique challenges and/or risks. To help, GhanaStartups.org has developed a range of key products, services and initiatives designed specifically to support agribusinesses in Ghana.

Targeted at farmers, agribusinesses, agricultural suppliers & businesses directly engaged in the physical transformation, processing or packaging of an agricultural input into a higher-value finished product.

 

BENEFITS

• Low-rate medium to long-term loans 

• Maximum annual lending rate is 20% for first-time borrowers (Lower rates available for returning borrowers)

• Access to pay later and non-financial platform services

• Access to Warehousing & Storage Services

• Access to Offtaker Agreements via our in-house guaranteed bulk buyer, TDG Farms (a sister company)

 

REQUIREMENTS

• Your agribusiness MUST be registered - either as a Sole Proprietor or Limited Liability Company (LLC). Note that the maximum borrowing amount for sole proprietor registered businesses is GHS5,000 - However, no such cap applies to LLCs.

Business Bank Account with any of the 23 BoG-regulated universal banks

Business Bank Statement in the name of your registered agribusiness

• Credible Business that highlights our requirements.

 

HOW TO APPLY

Kindly complete the online form below...

 

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A. USER PROFILE:

Login required for this field to automatically populate.


A. YOUR AGRIBUSINESS DETAILS:

Note: The maximum borrowing amount for a Sole Proprietor Registered Business is GHS5,000. No such borrowing cap applies to Limited Liability Company.


C. YOUR AGRIBUSINESS OPERATIONS:


D. AGRIBUSINESS LOAN DETAILS:


E. BUSINESS BANK ACCOUNT DETAILS:


F. COLLATERAL INFORMATION:


G. AUTHORIZED SIGNATORY DETAILS:


H. DECLARATION & CONSENT: