We obviously deal with businesses only, but employees of businesses or companies registered with us, get login credentials for their employees to apply for employee loans (salary advance, personal loans and home mortgages) from Sikamaster Loans.

Salary Advance:
Qualified employees can borrow up to 100% of their wages in salary advance at zero interest rate. A flat administrative charge of 5% of borrowing amount will be deducted loan being disbursed. Repayment period is next pay day (not later than 30 days).

Personal Loans:
Qualified employees can borrow up to 25 times your monthly net salary with repayment up to 60 months (5yrs).

Home Mortgages:
Low rate home mortgages for employees of partner businesses. Repayment up to 30 yrs (but not later than 60th birthday).

Note: You automatically guarantee unsecured loans your employees or staff access via the platform without any paperwork. If your employees default on unsecured loans procured from Sikamaster, all outstanding balances will be levied or added to your account with GHStartups.com for settlement.