GhanaStartups.org vs.

the Banks

GhanaStartups.org vs. Banks

Chances are that the person from the traditional bank has never owned a business before is extremenly high.
FEATURE
 WEB SERVICES
 DIRECT LOANS
 EQUITY FINANCING
 EARNED WAGE ACCESS
 BUY NOW PAY LATER
 CARE NOW PAY LATER
 SUPPLIER'S CREDIT
 RESIDENTIAL MORTGAGES
 COMMERCIAL MORTGAGES
GHANASTARTUPS.ORG
Yes
Yes
Yes
Yes
 Yes
 Yes
 Yes
 Yes
 Yes
TRADITIONAL BANKS
No
Yes, but banks don't fund startups.
Yes
No, but they offer interest-bearing salary advance or loans.
 No
 No
 No
 Yes, few banks do (10 of them)
 No






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We take your privacy seriously and only process your personal/business information to make your experience better. In accordance with Ghana Data Protection Act 2012 (GDPA), General Data Protection Regulation (GDPR) and other applicable regulations, continuing to use this platform indicates your consent to the processing of your personal/business data by GhanaStartups.org (The DCANS Group Limited) and partners as detailed in our Privacy Policy.

BY VIRTUE OF OUR TARGET USER GROUP, YOU (OR SOMEONE AT YOUR BUSINESS) IS EXPECTED TO BE ABLE TO SPEAK, READ, WRITE AND UNDERSTAND BASIC ENGLISH TO FOLLOW SIMPLE SERVICE USE INSTRUCTIONS, OR WHERE APPLICABLE, SEEK INDEPENDENT LEGAL AND/OR FINANCIAL ADVICE BEFORE USING ANY OF OUR SERVICES. OUR 24/7 ONLINE SUPPORT COMPLIMENTS THE ABUNDANT INFORMATION ALREADY PROVIDED ON THIS PLATFORM, AND NOT TO REPEAT THE READILY AVAILABLE INFORMATION ON THIS WEBSITE.

IF YOU'RE FIXATED WITH THE OLD, MANUAL, INEFFICIENT, INEFFECTTIVE AND LABORIOUS WAY OF DOING BUSINESS, THIS PLATFORM MAY NOT BE FOR YOU. YOU'RE ONLY ENCOURAGED TO SIGNUP IF YOU APPRECIATE THE RELEVANCE OF TECHNOLOGY (INCLUDING DIGITISATION, DIGITALISATION, NEW MEDIA, ETC) IN BETTERING THE OUTCOME OF YOUR BUSINESS.

ALL OUR DIRECT BUSINESS FUNDING SUPPORT, OTHER CREDIT PRODUCTS, FREE ADVERTISING, FREE WEBSITE AND/OR LOGO DESIGN, FLEXIBLE PAYMENT PLAN SERVICES AND ALL OTHER PLATFORM FREEBIES ARE STRICTLY FOR EXISTING WEBHOSTING CUSTOMERS (OR SUBSCRIBERS) ONLY. YOU CAN SIGNUP TO HOST YOUR BUSINESS WEBSITE WITH US OR SUBSCRIBE HERE AND UNLOCK ALL THE AWESOME BENEFITS THAT THIS PLATFORM HAS TO OFFER YOUR BUSINESS.

WE ONLY PROVIDE FUNDING SUPPORT TO STARTUPS AND/OR MSME BUSINESSES OPERATING OR FROM THE SEED STAGE UPWARDS AND NOT TO NON-OPERATING OR STILL AT THE PRE-SEED STAGE. GHANASTARTUPS.ORG, UKSTARTUPS.NET AND EUSTARTUPS.NET ARE ALL PART OF THE TDG STARTUP ECOSYSTEM OF THE DCANS GROUP (TDG) LIMITED, REGISTERED IN ENGLAND & WALES, A JURISDICTION FOSTERING RESPONSIBLE INNOVATION, WHERE MOST B2B OR BUSINESS-PURPOSE LOANS AND/OR FINANCING TYPES (INCLUDING SELLER OR VENDOR FINANCING, SUPPLIER'S CREDIT, INVOICE FINANCING, ETC) AND SOME PERSONAL FUNDING OPTIONS (INCLUDING EARNED WAGE ACCESS, HNW LOANS, BUY NOW PAY LATER) ARE NOT REGULATED OR DOES NOT REQUIRE REGULATION (OPTIONAL OR NON-MANDATORY) BY THE FINANCIAL CONDUCT AUTHORITY (FCA) - NONE OF THE GROUP'S FUNDING VEHICLES TO SELECTED GLOBAL LOCATIONS ARE SUBJECT TO BANK OF GHANA (BOG) OVERSIGHT OR REGULATION (REGULATORY ARBITRAGE). LEGAL & COMPLIANCE PROVIDED BY TLA FIRM & GHANAIAN PARTNERS.


GhanaStartups.org's working definition of a Startup: Any Registered Business (Sole Proprietor or LLC - irrespective of years in business) with an Annual Turnover Below $10m (cedi equivalent). However, Registered Limited Liability Companies with Audited Financial Company Accounts and Annual Turnover Above $10m borrows directly from DCANS Investments Ghana and/or DCANS Capital UK (both sister companies & part of The DCANS Group Limited), still at NO UPFRONT FEES, without being required to have a website hosted with the group. 


Using this digital-first platform for Startups & MSMEs constitutes acceptance of the terms, conditions & rules govern this great service, so if you disagree with any of them in part or in full, please don't use our services. In-person meetings are strictly for existing customers at any of our office premises for issues that cannot be resolved remotely. All funding approval (including our guaranteed lending) is at our discretion based on your business creditworthiness and/or profile. 
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