Our Direct Rental Property Loans are jointly executed with Rent Now Pay Later Ghana (a sister company & part of The DCANS Group Limited). SSNIT/Cap-30 Registered Salaried Workers with regular net monthly income above GHS700 can apply directly at RentNowayLater.net at NO UPFRONT FEES without necessarily being an existing customer of the TDG Ecosystem. However, Business Owners without SSNIT Pension can only apply for this service via GhanaStartups.org (details below):
This property rental loan can be used for both
• Residential (both business owner and employees of the business owner) and
• Commercial (office space, warehouse, etc).
You can rent any qualified property from any landlord within our service coverage area, so long as they comply with GRA Rent Tax Requirement.
HOW IT WORKS
We pay your rent advance directly to your tax-compliant landlord on your behalf and NOT to you. Your landlord is expected to pay rent tax of 8% and 15% for residential and commercial properties respectively, to GRA from the funds we disburse to them.
You can look for the residential or commercial property yourself or we can assist you with the search at a small fee. You can rent any qualified property you want (it doesn't have to be owned by a sister company and/or The DCANS Group Limited), so long as your business is operating and not on our Prohibited Business List.
This service is currently only available anywhere in the Greater Accra Region and Koforidua & Environs.
You can only use this service either as an Employee (Salaried Worker) or Employer (Self-Employed). You can't use this service if you can't demonstrate proof of regular monthly income above your prospective monthly rent.
Instead of you taking out funds from your business to rent a residential facility for yourself (and qualified employees), or a commercial or business space (office, shop, warehouse, etc), you allocate that funds to relevant sectors of your registered and operating business and you only repay us monthly with a 'small' margin.
Once your property rental loan is approved, you still enjoy all the benefits of an existing customer of The TDG Ecosystem, with services provided by sister companies & part of The DCANS Group Limited, via an expedited service delivery as your existing business data information are used in addition to any updated information without having to onboard you from scratch:
Non-Business Owners (Salaried Workers in the Public or Private Sector) and Business Owners of MSMEs who pay SSNIT for themselves can use integrated services as independent prospective customers without obviously being existing webhosting customers of GhanaStartups.org .
• Your business MUST be registered (either as a Sole Proprietor or Limited Liability Company)
• Your business MUST be operating and/or making sales (business revenue)
• Your registered business MUST have a business bank account with any of the 23 BoG-regulated universal banks
• You MUST be an Existing Webhosting Customer of this platform. It's the domain name of your business website that becomes your username (unique identifier in our database) to enable you to login.
Note: Hosting your business website with us does not automatically get you approved you for this monthly rental service. You need demonstrate that you have a viable business that can make regular monthly rent payments without fail.
HOW TO APPLY
Kindly login and complete the online form below....