Direct Funding Options
Note: We typically DON'T provide funding for PRE-SEED / IDEA-STAGE BUSINESSES. You're expected to be operating with verifiable historical sales data and an existing Webhosting Customer (or Subscriber) of this platorm before you can qualify to apply for any of our varied and innovative regulation compliant direct funding options.
You can signup to host your business website with us quickly here, if you're not yet an existing business customer. Instant setup guaranteed !!
To qualify for any direct funding from us, you should already have your business idea and operating (no matter how small), and then you must have:
1. REGISTERED THE BUSINESS (Sole Proprietor or Limited Liability Company),
2. SET UP A WEBSITE FOR YOUR BUSINESS
3. OPENED A BUSINESS BANK ACCOUNT FOR IT
YOU MAY WANT TO TAKE ADVANTAGE OF OUR FREE BUSINESS REGISTRATION IF YOU HAVE AN UNREGISTERED BUSINESS.
We offer varied financing options for businesses and/or business owners. You are encouraged to educate yourself about each financing type below that suits you and apply accordingly. You're advised to seek independent financial and/or legal adviser from a qualified professional before signing off on any of our funding types.
Most direct funding support options can be used anywhere your business in located in Ghana (any of the 16 regions). However, there are some funding types that can only be accessed if your business is located anywhere in the Greater Accra Region or Koforidua & Environs.
We're not your traditional bank - We're better than the banks, by virtue of our breadth of product and service offering.
A. DIRECT BUSINESS FUNDING OPTIONS
The TDG Ecosystem (owned by The DCANS Group Limited) is working to bridge the access-to-finance gap which impedes the growth of businesses in markets like Africa.
Data shows that while small enterprises make up 90% of Africa’s businesses, they face a $330 billion financing deficit. GhanaStartups.org is not just providing financing, we are providing a path to economic resilience and this opportunity to build wealth in a new way that hasn’t been done before.
PAID SERVICES AS FREE
Services that your registered business could pay for elsewhere could be accessed with us for free, just for being an existing webhosting customer (or subscriber).
Free Website Design, Free Graphic Design, Free Business Registration and many other business services are actally paid for but provided limited services for free to save our existing business customers scarce cash.
Learn more.
SUPPLIER'S CREDIT
Option to get bulk products or services upfront at no upfront fee or payment and repayment via regular monthly instalments - Goods may be sourced locally or abroad seamlessly by virtue of the integration of sister companies:
Supplier's Credit Ghana and Supplier's Credit UK & Global. Learn more.
FLEXIBLE PAYMENT PLANS (PAY LATER)
Opportunity to make purchases for your day-to-day running of your business on credit or flexible payment plans. May cover extra hosting or digital infrastructure, softwares (third-party or proprietary), anti-virus and other productivity softwares, food, office supplies, etc.
Learn more.
BNPL INTEGRATIONS (Guaranteed Sales)
Get paid upfront (usually in full) for a product you have at your business, for delivery to qualified credit customers (public and private sector salaried workers and registered businesses and/or owners) via a Buy Now Pay Later (BNPL) Provider DCANS Pay.
Learn more.
REGULATORY & COMPLIANCE CAPITAL
Capital support paid directly to regulators on your behalf. It may be fees and charges for FDA or GSA licensing or permit.
Placeholder or Nominee Shareholder Direct Funding support for minimum capital may also be made available for financial sector regulator requirement.
Learn more.
WORK & PAY VEHICLE OWNERSHIP
Flexible vehicle ownership options via Glostar Motors Ghana, with weekly or forthnightly or monthly repayment options. Learn more.
Learn more.
CARE NOW PAY LATER
Settle medical bills via Care Now Pay Later, for care not covered by the NHIS or some other private health insurance. Details provided here.
Learn more.
SOLAR NOW PAY LATER
With increasing energy tarrifs, flexible renewable energy (solar) for both residential and commercial use, via DCANS Energy.
Learn more.
EARNED WAGE ACCESS (EWA) - For your employees
Also known as Salary Advance, this is technically not a loan.
Integrated provider Sikamaster, primarily provides salary on demand for employees of The DCANS Group Limited recruited via TDG Jobs Ghana, as well as qualified employees of existing business customers (employers) of this platform (GhanaStartups.org), for whom you pay their tier-1 and tier-2 pensions for.
Learn more.
BUSINESS GRANT
Money for your business you don't have to pay back. This is neither free money as your business has to merit it.
Currently only available to existing users of this platform with valid login credentials More details.
WORKING CAPITAL
EQUITY FINANCING
One way to receive financing for your business is by selling shares of it to GhanaStartups.org. When you choose equity financing, we invest in your company and become part owners. Full details.
LITIGATION FINANCE
We step in to assist you navigate relevant legal matters, not just with prefinancing your legal fees but assisting with legal representation via TLA Firm and The Litigation Funders (TLF) - typically with onground presence in Ghana, UK and Mainland Europe.
B. REAL ESTATE FINANCING OPTIONS FOR BUSINESS OWNERS
Renting or Owning a property via any of the options below, makes it extremely easy and faster to source flexible patient capital from us. We make owning a property as a business owner and growing a business seamlessly profitable.
RENT & PAY MONTHLY (RESIDENTIAL)
Self-employed registered business owners of our platform can rent primary residence via Rent Now Pay Later (corporate sibling & part of The DCANS Group Limited).
Learn more.
RENT & PAY MONTHLY (COMMERCIAL)
Opportunity to rent commercial spaces (offices, shops, stores, warehouses, etc) and pay monthly without having to cough up large sums - a service jointly delivered with Rent Now Pay Later (corporate sibling & part of The DCANS Group Limited).
Learn more.
RENT-TO-BUY HOME OWNERSHIP
Rent-to-Buy Ghana (corporate sibling & part of The DCANS Group Limited) allows verified business owners with regular monthly income and/or revenue to buy their first house (1-3 Bedrooms) priced within GHS120,000 and GHS800,000. Learn more.
SELF-EMPLOYED MORTGAGES
Opportunity to grow your business whilst still buying your primary residence, via Ghana Property Traders (corporate sibling & part of The DCANS Group Limited).
GPT Anchor Sellers:
DCANS Developments
DCANS Properties Ghana
Rent to Buy Ghana
With built-in direct mortgages via DCANS Mortgage Ghana.
More details provided here.
BUILD NOW PAY LATER
If you own your own land (or uncompleted project) in your own name, either in your personal name(s) or that of your registered business, you can have your project fully completed by Build Now Pay Later and handed over to you without paying a dime upfront, and you repay up to 30 yrs for residential projects but not exceeding pension at age 60.
Maximum repayment period for all commercial projects is 10 years.
BUILDING MATERIALS ON CREDIT
If you prefer to buy building materials for your project with valid building permit, you can have up to 10 years repayment period for such a facility via DCANS Supply Ghana.
Note:
All Self-Employed or Entrepreneurs interested in the finance-available services above MUST be existing customers of this platform to qualify to apply to access such services.
However, Salaried Workers (Public or Private Sector) who can demonstrate proof of regular monthly income and contributes to both tier-1 (SSNIT) and tier-2 pensions do not need to be existing customers of this B2B platform or any of businesses of the TDG Ecosystem to apply directly to our partners to access such services.
RELATED PAGES
• Being Funding Ready
• Guaranteed Funding Terms
• Restricted Funds Usage
• Funding Sources
• Bank Account Policy
You can signup to host your business website with us quickly here, if you're not yet an existing business customer. Instant setup guaranteed !!
To qualify for any direct funding from us, you should already have your business idea and operating (no matter how small), and then you must have:
1. REGISTERED THE BUSINESS (Sole Proprietor or Limited Liability Company),
2. SET UP A WEBSITE FOR YOUR BUSINESS
3. OPENED A BUSINESS BANK ACCOUNT FOR IT
YOU MAY WANT TO TAKE ADVANTAGE OF OUR FREE BUSINESS REGISTRATION IF YOU HAVE AN UNREGISTERED BUSINESS.
We offer varied financing options for businesses and/or business owners. You are encouraged to educate yourself about each financing type below that suits you and apply accordingly. You're advised to seek independent financial and/or legal adviser from a qualified professional before signing off on any of our funding types.
Most direct funding support options can be used anywhere your business in located in Ghana (any of the 16 regions). However, there are some funding types that can only be accessed if your business is located anywhere in the Greater Accra Region or Koforidua & Environs.
We're not your traditional bank - We're better than the banks, by virtue of our breadth of product and service offering.
A. DIRECT BUSINESS FUNDING OPTIONS
The TDG Ecosystem (owned by The DCANS Group Limited) is working to bridge the access-to-finance gap which impedes the growth of businesses in markets like Africa.
Data shows that while small enterprises make up 90% of Africa’s businesses, they face a $330 billion financing deficit. GhanaStartups.org is not just providing financing, we are providing a path to economic resilience and this opportunity to build wealth in a new way that hasn’t been done before.
PAID SERVICES AS FREE
Services that your registered business could pay for elsewhere could be accessed with us for free, just for being an existing webhosting customer (or subscriber).
Free Website Design, Free Graphic Design, Free Business Registration and many other business services are actally paid for but provided limited services for free to save our existing business customers scarce cash.
Learn more.
SUPPLIER'S CREDIT
Option to get bulk products or services upfront at no upfront fee or payment and repayment via regular monthly instalments - Goods may be sourced locally or abroad seamlessly by virtue of the integration of sister companies:
Supplier's Credit Ghana and Supplier's Credit UK & Global. Learn more.
FLEXIBLE PAYMENT PLANS (PAY LATER)
Opportunity to make purchases for your day-to-day running of your business on credit or flexible payment plans. May cover extra hosting or digital infrastructure, softwares (third-party or proprietary), anti-virus and other productivity softwares, food, office supplies, etc.
Learn more.
BNPL INTEGRATIONS (Guaranteed Sales)
Get paid upfront (usually in full) for a product you have at your business, for delivery to qualified credit customers (public and private sector salaried workers and registered businesses and/or owners) via a Buy Now Pay Later (BNPL) Provider DCANS Pay.
Learn more.
REGULATORY & COMPLIANCE CAPITAL
Capital support paid directly to regulators on your behalf. It may be fees and charges for FDA or GSA licensing or permit.
Placeholder or Nominee Shareholder Direct Funding support for minimum capital may also be made available for financial sector regulator requirement.
Learn more.
WORK & PAY VEHICLE OWNERSHIP
Flexible vehicle ownership options via Glostar Motors Ghana, with weekly or forthnightly or monthly repayment options. Learn more.
Learn more.
CARE NOW PAY LATER
Settle medical bills via Care Now Pay Later, for care not covered by the NHIS or some other private health insurance. Details provided here.
Learn more.
SOLAR NOW PAY LATER
With increasing energy tarrifs, flexible renewable energy (solar) for both residential and commercial use, via DCANS Energy.
Learn more.
EARNED WAGE ACCESS (EWA) - For your employees
Also known as Salary Advance, this is technically not a loan.
Integrated provider Sikamaster, primarily provides salary on demand for employees of The DCANS Group Limited recruited via TDG Jobs Ghana, as well as qualified employees of existing business customers (employers) of this platform (GhanaStartups.org), for whom you pay their tier-1 and tier-2 pensions for.
Learn more.
BUSINESS GRANT
Money for your business you don't have to pay back. This is neither free money as your business has to merit it.
Currently only available to existing users of this platform with valid login credentials More details.
WORKING CAPITAL
Small businesses play a vital role in the economy, but they often struggle to get business loans from banks. To help encourage the growth of small businesses, GhanaStartups.org and its partners provide loans to startups, new businesses and small businesses who have been trading for a while.
This type of funding is strictly for businesses registered as Limited Liability Companies, and funding starts from GHS50,000. Full details.
This type of funding is strictly for businesses registered as Limited Liability Companies, and funding starts from GHS50,000. Full details.
EQUITY FINANCING
One way to receive financing for your business is by selling shares of it to GhanaStartups.org. When you choose equity financing, we invest in your company and become part owners. Full details.
LITIGATION FINANCE
We step in to assist you navigate relevant legal matters, not just with prefinancing your legal fees but assisting with legal representation via TLA Firm and The Litigation Funders (TLF) - typically with onground presence in Ghana, UK and Mainland Europe.
B. REAL ESTATE FINANCING OPTIONS FOR BUSINESS OWNERS
Renting or Owning a property via any of the options below, makes it extremely easy and faster to source flexible patient capital from us. We make owning a property as a business owner and growing a business seamlessly profitable.
RENT & PAY MONTHLY (RESIDENTIAL)
Self-employed registered business owners of our platform can rent primary residence via Rent Now Pay Later (corporate sibling & part of The DCANS Group Limited).
Learn more.
RENT & PAY MONTHLY (COMMERCIAL)
Opportunity to rent commercial spaces (offices, shops, stores, warehouses, etc) and pay monthly without having to cough up large sums - a service jointly delivered with Rent Now Pay Later (corporate sibling & part of The DCANS Group Limited).
Learn more.
RENT-TO-BUY HOME OWNERSHIP
Rent-to-Buy Ghana (corporate sibling & part of The DCANS Group Limited) allows verified business owners with regular monthly income and/or revenue to buy their first house (1-3 Bedrooms) priced within GHS120,000 and GHS800,000. Learn more.
SELF-EMPLOYED MORTGAGES
Opportunity to grow your business whilst still buying your primary residence, via Ghana Property Traders (corporate sibling & part of The DCANS Group Limited).
GPT Anchor Sellers:
DCANS Developments
DCANS Properties Ghana
Rent to Buy Ghana
With built-in direct mortgages via DCANS Mortgage Ghana.
More details provided here.
BUILD NOW PAY LATER
If you own your own land (or uncompleted project) in your own name, either in your personal name(s) or that of your registered business, you can have your project fully completed by Build Now Pay Later and handed over to you without paying a dime upfront, and you repay up to 30 yrs for residential projects but not exceeding pension at age 60.
Maximum repayment period for all commercial projects is 10 years.
BUILDING MATERIALS ON CREDIT
If you prefer to buy building materials for your project with valid building permit, you can have up to 10 years repayment period for such a facility via DCANS Supply Ghana.
Note:
All Self-Employed or Entrepreneurs interested in the finance-available services above MUST be existing customers of this platform to qualify to apply to access such services.
However, Salaried Workers (Public or Private Sector) who can demonstrate proof of regular monthly income and contributes to both tier-1 (SSNIT) and tier-2 pensions do not need to be existing customers of this B2B platform or any of businesses of the TDG Ecosystem to apply directly to our partners to access such services.
RELATED PAGES
• Being Funding Ready
• Guaranteed Funding Terms
• Restricted Funds Usage
• Funding Sources
• Bank Account Policy